Envelope budgeting for iPhone

A calmer way to budget.

Give your money a plan, prepare for what is ahead, and know what is safe to spend—without turning life into a spreadsheet.

Monday, 26 July B

Your budget

Available to budget $1,248.20
Envelopes4 active
🏠 Home$680
$220 protected for upcoming costs
🛒 Groceries$184
12 days left in this funding window
✓
Power bill covered
Next Tuesday

Know where your money stands

Clear enough for real life.

Budgy keeps the details organised so you can make everyday money decisions at a glance.

Flexible envelopes

Create simple pots for bills, groceries, fun, goals, or anything else that matters to you.

Bank transactions together

Bring in transactions through a connected New Zealand bank feed, then keep your budget up to date in one place.

Less sorting by hand

Budgy organises recognised spending automatically and keeps uncertain items visible for your review.

Plan what is coming

See upcoming payments and set-asides before they arrive, with money protected in the right envelope.

Useful trends

Understand where money has been going and what your budget may need next—without noisy dashboards.

Your plan stays yours

Budgy uses secure sign-in and encrypted bank credentials. Your financial data is used to provide your budget—not to sell advertising.

Budgy, the cheerful yellow budgie
Plan first. Spend easy. A budget should bring relief, not homework.

A small bird with a clear view

Your bank balance is only half the story.

Budgy separates money that is truly available from money already spoken for. That makes the number you see more honest—and the decision in front of you much easier.

  • Pending and posted spending count toward your current plan.
  • Upcoming costs can be protected before they are due.
  • You stay in control of corrections, splits, and money moves.

Good money habits can feel lighter.

Budgy is being made for people who want a clear plan without making budgeting their whole personality.

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